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Second Mortgages in Port Perry & Durham Region

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Second Mortgages in Port Perry, Uxbridge, Oshawa, Whitby, Beaverton and the Durham Region

Second Mortgages for those in Port Perry, Uxbridge, Oshawa, Whitby, Beaverton and the Durham Region.

A second mortgage is an additional mortgage that is placed on a property that already has a 'first mortgage'. Second mortgages are also referred to as '2nd mortgages', are considered somewhat riskier than first mortgages since if the property goes into default, the first mortgage holder must be paid first. Due to this increased risk the interest rates for second mortgages are typically higher than those for first mortgages.

If you own at least 20% of the equity in your home, you will likely be approved for a second mortgage in the Port Perry and Durham Region. A second mortgage is ideal when you need money to renovate your home or even make cash available for your business.

We have access to private mortgage lenders across Ontario who have helped our clients receive second mortgages regardless of income or credit, on the basis of equity in their property.

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