Mortgage Blog
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5 Things NOT to do When Selling Your Home
March 16, 2023 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...
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Bank of Canada Rate Update March 8, 2023
March 8, 2023 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
Bank of Canada maintains policy rate, continues quantitative tightening The Bank of Canada today held its target for the overnight rate at 4.5%, with the Bank Rate at 4.75% and the deposit rate at ...
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Selling Your Home in the Winter: How You Can Make the Most of It
March 5, 2023 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
Selling your home in the winter can be a challenging task, but it can also be an opportunity to stand out in a crowded market. With fewer houses on the market and motivated buyers who are eager to mov ...
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Title insurance and home insurance–protect what matters most
February 27, 2023 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
When something goes wrong with your home and you suffer a loss, you need to be able to rely on your insurance coverage. Knowing which of your insurance policies to turn to isn't always easy. Title ins ...
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Bank of Canada increases policy interest rate by 25 basis points, continues quantitative tightening
January 25, 2023 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
The Bank of Canada today increased its target for the overnight rate to 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is also continuing its policy of quantitative tightening ...
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Should You Spend the Full Mortgage Amount You're Approved For?
December 28, 2022 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
read moreThe Pros and Cons of Fixed vs. Variable Mortgages
December 8, 2022 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
When it comes to choosing a mortgage, borrowers in Canada have two main options: a fixed rate mortgage or a variable mortgage. But which type is best for you? Here, we'll take a look at the pros and c ...
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Bank of Canada increases policy interest rate by 50 basis points, continues quantitative tightening
December 7, 2022 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
The Bank of Canada today increased its target for the overnight rate to 4¼%, with the Bank Rate at 4½% and the deposit rate at 4¼%. The Bank is also continuing its policy of quantitative tightening ...
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10 Things to Know About the Offer Process
November 30, 2022 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
10 Things to Know About the Offer Process Before making an offer on your dream house, here are the ten things you need to know about buying real estate to ensure your offer is solid. Buying real e ...
read moreA Six-Step, Back to Basics Financial Plan for Most Every Canadian
November 21, 2022 | Posted by: Brad Vokins - Port Perry - Durham Region Mortgage Broker
It's a tough time to know what the right financial move is at the moment. Interest rates are increasing, while stocks are in bearish territory. It's easy to forget that there are smart things that you ...
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